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Annuity Interest Rates

Interest rates on investments like CDs, bonds and money market accounts have remained low for many months, often less than one percent. As a result, annuities have emerged as way to earn more money on your investment and provide guaranteed income during your retirement.  

Our fixed and indexed annuities offer a guaranteed minimum interest rate of one percent. Your local Farm Bureau agent can help you understand which option would best fit your retirement strategy.  

Current Annuity Interest Rates, Effective December 1, 2022



New Money 4
Portfolio 6
Portfolio 10
AccumuLock Indexed Annuity
My6 Indexed Annuity
Current Interest Rate
(includes first year bonus
rate, if any)
Years 1-4:
4.00% $100,000+

3.75% $25,000-99,999            
1.00%
$100,000+
1.00%
$25,000-99,999
1.00%
$0 - 24,999
1.00%
$100,000+
1.00%
$25,000 - 99,999
1.00%
$0 - 24,999
1.50%
Fixed Rate
6.00%
Point to Point Cap
6.50%
Monthly Avg. Cap
14.00%
2-Year Point-to-Point Cap
6.00% Bailout Cap
Bonus Rate N/A
N/A N/A N/A N/A
Guaranteed Rate 1.00% 1.00% 1.00% 1.00% 1.00%
Premium Type Single Premium Flexible Premium Flexible Premium Flexible Premium Single Premium
Minimum Premium $25,000 Single Premium $500 initial premium, or $25 monthly EFT $500 initial premium, or $25 monthly EFT $5,000 initial premium $5,000 Single Premium






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